Items placed on buy back service are done so at owners risk that if the do not come back in by the due date then the company has the right to resell these goods on as title passes over to the buy sell and loan company the company cannot be held responsible for people turning up late and still wishing to excercise the right to buy their item back.please take any further advise before taking out a buy back service agreement to satisfy that you understand this. Any home used as secured homeowner loan can lead to your home being repossesed if you do not keep up repayments on that loan.